Home Loan Articles

Home Loans For SA Citizens Living Abroad

There are a growing number of South African citizens that work and live abroad. Many of them intend to return to SA and often they wish to purchase property

How do I re-zone a property for commercial use?

Most municipalities have very specific zoning regulations for all property within an area. This includes commercial, residential and industrial zones.

What happens with your property after a divorce?

The divorce rate in South Africa is over 50% and unfortunately, in almost all the cases the first question to be raised is “what happens to the property after the divorce?"

Working out your actual loan repayment

Loan repayments used to be confusing and difficult to calculate. Quite a lot of information and understanding is needed and one normally would have to use a good financial calculator.

Requirements and documentation required to get a bond

Want to apply for a bond? Find out what the requirements are and what documentation you need when you want to apply for a bond.

When should you consider a second bond?

Considering taking out a second bond but not quite sure if you should? This article will explain when it is a good option and when it isn't.

How your credit status influences your home loan

Want to apply for a home loan but not sure about your credit status? Here we will show you how your credit status influences your bond. Read this now

Why you need life cover when applying for a bond

The banks may insist that you have life cover before getting a bond. Find out why and see all the other reasons why this is important to have.

Why use a bond originator instead of going directly to banks

Find out why you should rather use a bond originator when it comes to applying for your home loan instead of approaching a bank directly.

What you need to know about a homeowners association

Want to live in a security complex? Well then you are most likely going to deal with a homeowners association. Here we will discuss the HOA in detail. Read it now,

Property Investing (investment vs a liability)

When it comes to property investing then your property could be an asset or a liability. In this post we discuss both options to educate you to make the right move.