What do you do when you can’t afford a home loan on your own? Let’s take a closer look:

The listed price you see on a sales brochure or website does not tell the full story of how much you will need to pay up when buying a house in South Africa.

Having been granted a bond, might think that it’s all over. However, there are a few additional steps that need to take place.

Insurance is one of those purchases that you hate to spend your money. Here are five types of insurance that you should have to protect your household

You can’t even give your house away!” While the denouement may not have been that dramatic, it nevertheless saw house prices dropping dramatically.

The general rule for the amount of VAT paid for a property transaction is determined by date of registration of the transfer of the property at the Deeds Office

After months of searching, you’ve finally found a home and signed an offer to purchase. Now you need to apply to a financial institution for a bond.

These days, many of us live with debt because we want things that we can’t afford to buy outright. This means taking a loan, whether it be a bond

Latest data from the South African Police Service has shed some light into which areas are worst affected by crime in each of the country’s 9 provinces for 2018

Property owners who remember the global financial crisis of 2008-2009 may be apprehensive about the road ahead for South Africa’s property market ...

Despite the excitement of signing an offer to purchase, take the time to ensure that everything is clear and correct.

Don’t leave your credit record to the last minute and expect to get favorable interest rates on your bond

This is a question that has been on the mind of many South Africans in recent weeks. This took the panic that had been brewing for some time to new heights.

Who is to blame is a dog attacks a potential home invader? This question is not as bizarre as you might think.

Debt review is a tool that has been designed to help people that are over-indebted and struggling to meet their commitments.

There are a growing number of South African citizens that work and live abroad. Many of them intend to return to SA and often they wish to purchase property

Most municipalities have very specific zoning regulations for all property within an area. This includes commercial, residential and industrial zones.

The divorce rate in South Africa is over 50% and unfortunately, in almost all the cases the first question to be raised is “what happens to the property after the divorce?"

Loan repayments used to be confusing and difficult to calculate. Quite a lot of information and understanding is needed and one normally would have to use a good financial calculator.

Want to apply for a bond? Find out what the requirements are and what documentation you need when you want to apply for a bond.

Considering taking out a second bond but not quite sure if you should? This article will explain when it is a good option and when it isn't.

Want to apply for a home loan but not sure about your credit status? Here we will show you how your credit status influences your bond. Read this now

The banks may insist that you have life cover before getting a bond. Find out why and see all the other reasons why this is important to have.

Find out why you should rather use a bond originator when it comes to applying for your home loan instead of approaching a bank directly.

Want to live in a security complex? Well then you are most likely going to deal with a homeowners association. Here we will discuss the HOA in detail. Read it now,

When it comes to property investing then your property could be an asset or a liability. In this post we discuss both options to educate you to make the right move.

Discover the 10% secret to saving a fortune on your bond. Read this now to find out.

When you purchase a house there is extra costs involved in doing so. Discover the 10 biggest costs involved. Click here now.

Find out what the 72 hour clause is and what it means for home buyers and sellers. Read it now.

Buying a home may well be one of the biggest financial decisions you are likely to make in your lifetime.

Discover the 6 best tips when it comes to buying a house.

Discover the most essential tips when it comes to buying your first house

People who are in the process of applying for a bond and buying a house should insist on a beetle certificate which covers all the different types of wood destroying animals.

We have all seen that it is a very common scene for banks to decline an application for a home loan. In this article I will explain ways to increase one’s chances for getting that much needed loan.

We have seen that special levies are definitely something which is being frowned upon by sectional scheme owners.

Over the past few years, African Bank has proven to be a well reputed and one of the most trusted banks in South Africa.

Professionals in the financial trades have stated that property is thus a better investment than the money market.

It is of utmost importance that you make use of a well reputed real estate agent, whether you are the seller or the buyer.

It happens very often where tenants and private landlords forget the date of when the lease expires, and then months go by where there is no official lease agreement in place.

Due to the low interest rate and the booming of the real estate market, we have seen that there are opening up many opportunities for home buyers to enjoy.

It is clear that crime levels are rising in South Africa; therefore a lot of people are getting more security conscious. Nowadays, security is playing a big role in the decision making when choosing between different homes.

Due to the new interest rates, all of the major banks in South Africa are able to offer 100% mortgage bonds. This is thus a very exciting time for home buyers, especially for first time buyers

Pitfalls of buy-to-rent investing can be avoided by using a professional real estate agent. It is clear that it is becoming very popular to invest in a buy-to-rent scheme.

We have seen that due to the fact that it is difficult to obtain a mortgage by your self, a lot of people decide to go in to a shared mortgage on a property. They usually buy with their wife or husband, or with family and friends.

One can’t go wrong buy making use of a professional home inspector, especially if the property turns out to be problematic.

Since November 2010 the prime lending rate on home loans in South Africa has been 9.00%, and this is where it currently remains (June 2012).

In June, homeowners were struck with the relief of a cut from the prime interest rate by 50 base points. Homeowners can now enjoy an interest rate of 8.5%. This means that homeowners can enjoy cheaper monthly payments on their mortgages.

We all know that by buying a new home comes with a lot of paper work. One of the most important papers that you will need to obtain will be the Rate Clearance Certificate from your local municipality.

We can see that with a little bit of useful information one can manage to finish the payments on a bond quicker than planned.

In most of the cases where a homeowner is planning to sell his property, then he would still have a bond which needs to be cancelled with the bank or the bond originator.

People consider the capital gain TAX to be a scary thought, but it is actually not that intimidating if you educate yourself on the topic before purchasing your property.

A further loan on your home loan is also known as a further advance or home equity loan, or more commonly, a second bond.

It is important that you are as knowledgeable as possible when buying a property, and especially when buying a home, which for most people is their greatest investment.

Who would have thought that there was an upside to the worldwide economic recession, which has also had an effect on the South African home loan industry?

Just when you are over the initial thrill of having your bond approved, have concluded the paperwork for the purchase of your first home, and are basking in the glow of being a new property owner, a new realization will begin to dawn on you: you have access to the equity which your home loan represents!

Deciding to buy a home is a big step and you may feel very overwhelmed when taking the step. Remember that owning property is one of the best decisions to make and offers plenty security to the owner

When buying property, the applicant needs to complete and Offer to Purchase with the real estate agents to show their interest in the property.

A home loan calculator is an incredibly useful tool to have, as it works out how much it will cost you to keep a roof over your head in an instant.

Every year there are hundred of South Africans who consider buying a new home, but they are not sure if they have the credit to make such a major purchase.

Looking for the best deals on bonds? We offer some of SA's lowest bond rates to help you afford that dream home.

Pre-approved home loans give prospective home buyers the confidence to go house hunting – and making offers – within a known price bracket. Find out how you can get a pre-approve home loan today.

Pre-approved bonds give prospective homeowners the confidence to shop – and put down solid offers – within a known price bracket. Find out more about getting a pre-approved bond or apply online today.

Independent bond originators and bond companies are a dime a dozen – but are they all bond experts? Choose the SA bond companies that know bond origination like the back of their hands; SecuBond bond originators and Better Bond are market leaders in the field of bonds and home financing.

Using our bond calculator and home loan affordability calculation tools will help you to determine roughly what you can afford to spend on monthly bon repayments, as well well as the size bond you could qualify for.

When it comes to buying property and applying for bonds, knowledge is power. Buying a home is a serious financial commitment, and certainly not one you should rush into blindly.

As the name suggests, bond originators originate bonds. Originators may work within law firms, bond companies or independently, and essentially liaise with the bank, bond lending company or other financial institution responsible for issuing the bond, or home loan.

Looking for a pre-qualified bond? My Bond Quotes offer prospective house buyers the ability to shop for a home with confidence with affordable pre-qualified bonds.

Prospective South African property buyers have several options when it comes to the various bond types available.

Securing the biggest bond at the lowest interest rate is dependent on a range of factors relating to the bond applicant's age, income, credit record and overall financial profile.

Are you a South African who is looking for a home loan but doesn’t know how to shop around or compare different home loan offers?

Getting your bond application pre approved is a simple but worthwhile process. My Bond Quotes can help you pre-qualify for a home loan online. Simply complete our bond pre-approval form to apply online – it's fast and free.

Many bond quote sites may plaster advertising for any and every bond originator that approaches them. My Bond Quotes, in contrast, is committed to promoting the bond originators and SA home loan companies that focus on prompt service and unrivalled affordability.

Looking for a low interest rate bond? My Bond Quotes offers you easy access to affordable bonds online. We’d also like to provide you with enough bond information to help you make the right decisions when it comes to buying a property.

The term ‘home improvement loan' generally refer to lines of credit where a homeowner's home equity (the portion of the home loan that's been settled) serves as collateral against a further loan amount being made accessible to them.

Second bonds, or further bond loans, refer to a form of bond lending where home owners pledge their home equity as collateral against a line of credit (also sometimes referred to as a home improvement bond).

ooba bond originators( spelt ooba bond, NOT uber bond) hit the South African bond origination, car and household content insurance marketplace on 1 March 2008.